The future is here. A smart phone is a bank, is a wallet, is a store, and the phone can even augment reality, the list goes on.
Once you admit all that the phone can do, you do almost want to ask well is there a digital quotient?
There exists a term, which is digitally native, which I have encountered many times, I think I may be on the cusp of digitally native.
I guess I would have to look up what constitutes digitally native.
I think digi-money for a digi-world. Digits are numbers. The French say numerisation.
I think both world have their merit, though numerisation is more to the point I think.
In English, we say Digitization, I think.

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